Short Term, or Temporary Health Insurance

Short Term Health Insurance is the solution when you need health care coverage for only a limited amount of time. Short-term medical insurance can be the perfect answer for individuals who find themselves between jobs, waiting for their health insurance coverage to be activated, people with a temporary lapse in their present health insurance coverage, or for a recent college grad, who’s not yet employed and without coverage. It’s can also serve for retired man or women, who is still too young for medicare.

You can obtain a short- term health insurance policy when working temporary summer employment. You can include your additional family members for an added fee.

The application is simple and takes a lot less time to complete, in comparison with your standard health insurance application and underwriting process .In some cases, you can obtain your short-term coverage in as little as twenty four hours!

Short term plans, often referred to as “temporary health insurance” do not ordinarily cover preventive care services such as physicals, vision care, dental visits or immunizations. They are specifically designed to cover unforeseen accidents and illnesses, unexpected emergencies.

Short-term health insurance plans also do not typically cover preexisting medical conditions. They generally exclude coverage on any existing health related condition that has been diagnosed or treated within the previous 3 to 5 years.

Short term health insurance coverage can be  purchased fora period of from one month to two years, as needed. Short term health plans are not the standard, long-term health insurance coverage you may be familiar with or have owned.

Short term health plans can be a low-cost alternative to COBRA.

Short Term Health Insurance will give you the ‘peace of mind’, knowing your health care coverage, your safety net, will be there when you need it..

Life is full of surprises, be prepared.

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